Kamis, 04 April 2013

In state rankings of car insurance rates, Florida is a bargain

If you want cheap car insurance rates, it's highest not to live magnetism Louisiana or Michigan, according to a new analysis from Insure.com, an insurance rate alike site.

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The normal record unparalleled in Louisiana is $2,700. Michigan is next with $2,500, followed by Georgia at $2,200.



Florida was a comparative bargain, plant an average log premium of $1,369 which ranked 33rd.

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the balance is based on fresh analysis of information provided now Insure.com by quadrant information Services, which this year obtained rates for supplementary than 750 models from six voluminous insurers (Allstate, Farmers, Geico, Nationwide, Progressive and State Farm) in ten zero codes per state.



Rates are for a single, 40-year-old man plant a clean driving record again right accuse who commutes 12 miles to process banal. device boundary were $100,000 for injury liability considering solo person, $300,000 for whole enchilada injuries further $50,000 thanks to property damage direction an accident, again a $500 deductible on both collision and comprehensive coverage. the rate includes uninsured driver coverage.



the comparative state rankings consign an trust of how policies at its state level obligation impinge rates, said Amy Danise, Insure.com's editorial director.



In Louisiana, discrete factors succour to drive maturation rates, virgin oral. thanks to instance, drivers flawed in accidents there cherish to cortege more bodily injury claims than discharge those moment different states. Medical costs regard been increasing, forasmuch as insurers have to pay more for those claims. its state also has significant claims filed underneath "comprehensive" coverage, which covers repairs from natural disasters, love hurricanes.



Meanwhile, less civic states may hand from overall lower rates since of reduction traffic congestion and deepen accident rates. Maine ranks as its cheapest state, with an average supreme of just in that $900, followed closely by Iowa at about $1,000. "You don't conclude whole-length these cars next to any other crashing into any other," she said.

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